An integration of biometrics authentication into mobile money service.

Abstract

Security is a leading factor for establishing and maintaining customer trust in mobile money services (MMSs). MMSs in Uganda rely on the use of Personal Identification Number (PIN) as an authentication method. However, a PIN can be easily guessed, forged or misused. This report explores security challenges in MMSs and weaknesses associated with the current Mobile Money Authentication (MMA) method and a model integrated with biometrics authentication as an alternative. The project aimed at integrating biometrics authentication into mobile money services to reduce mobile money fraud. It combines the current approach of using PIN and adds another layer of security that uses fingerprint recognition technology. Evaluation of the project shows that it mitigates security vulnerabilities that exist in the current MMA method.