The effect of credit on land acquisition and labour productivity on small scale farmers :

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dc.contributor.author Namakholo, Mariam.
dc.date.accessioned 2021-03-11T09:12:09Z
dc.date.available 2021-03-11T09:12:09Z
dc.date.issued 2021-01
dc.identifier.citation Namakholo, Mariam. (2021). The effect of credit on land acquisition and labour productivity on small scale farmers :a case study of Bumbobi sub-county Mbale district. Busitema University. Unpublished dissertation. en_US
dc.identifier.uri http://hdl.handle.net/20.500.12283/587
dc.description Dissertation en_US
dc.description.abstract The general objective of this study was to examine the effect of credit on land acquisition and labour productivity of small scale farmers in Bumbobi Sub County. The specific objectives were; to describe the nature of credit obtained by small scale farmers, to examine the utilization of loans among framers and to determine the influence of loans on agriculture development. The study employed a descriptive research design and employed both qualitative and quantitative methods of data collection. The sampling techniques used were simple random and purposive sampling technique. The study finding showed that there is a positive effect of credit on acquisition of land, that there was no relationship between credit and access to labour because majority of farmers use family labour. This implies that credit help farmers in acquiring of capital. The study concluded that farmers in Bubombi Sub County use credit obtained for hiring land for agricultural production. Hence having an effect of credit on acquisition of land, there is no relationship between credit and access to labour because majority of farmers use family labour. The study recommended that credit providers should focus on introducing attractive packages with lower interest rates, easy registration processes and flexible payment terms. This will encourage more farmers to access loans and enable them expand their production which will ultimately lead to improved standard of living of families and the nation as a whole, the government and other stakeholders should create other alternative credit packages for farmers so as to ensure families are food secure, become self- reliant and living standards of small holder farmers increases and training before and after the loans are disbursed is a major factor that impacts on the manner in which these loans are managed. The results even show that, those who receive some form of training usually use the loans for the intended purposes, compared to those who do not receive any form of training. It is therefore recommended that, efforts should be made to intensify these training programs so as to reduce mismanagement of scarce financial resources. These financial resources can then be used to improve the welfare of the family. en_US
dc.description.sponsorship Dr. Magumba David, Busitema University en_US
dc.language.iso en en_US
dc.publisher Busitema University. en_US
dc.subject Land acquisition en_US
dc.subject Labour productivity en_US
dc.subject Small scale farmers en_US
dc.subject Credit en_US
dc.subject Loans en_US
dc.subject Agriculture development en_US
dc.subject Labour en_US
dc.subject Capital en_US
dc.subject Land en_US
dc.subject Agricultural production en_US
dc.subject Interest rates en_US
dc.subject Living standards en_US
dc.subject Financial resources en_US
dc.title The effect of credit on land acquisition and labour productivity on small scale farmers : en_US
dc.title.alternative a case study of Bumbobi sub-county Mbale district. en_US
dc.type Thesis en_US


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